Fintech

Real Estate Lender Cuts Loan Time 35% With New Platform

Modernized operations to accelerate delivery, reduce manual effort, and improve scalability

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35%

Faster loan processing

4000+

Loans handled at peak performance

<7 days

Release cycles post-modernization

Client overview

A marketplace lending and investing platform gives people access to institutional-quality, asset-backed real estate. Investors build portfolios online with projected returns of 8 to 12 percent, backed by $3.6B closed, 4,000 loans funded, and $2.2B returned.

Developers get fast, competitive capital through a structured 34-step risk review that vets each deal. Streamlined workflows move approvals to close faster than bank timelines, making the process simple and transparent for investors and borrowers.

Challenges

Legacy systems and fragmented processes made it difficult to scale, maintain reliability, and deliver new features efficiently.

Fragmented systems and manual workflows

Heavy reliance on manual processes and disconnected tools slowed loan processing and cross-team coordination.

Unstable platform and limited scalability

The system struggled under high traffic, leading to outages, performance issues, and delayed reporting.

Inefficient engineering and QA practices

Outdated code, lack of documentation, and weak testing processes delayed releases and caused recurring bugs.

Solution

We transformed the client’s operations through engineering upgrades, cloud migration, and workflow automation.

Streamlined core platform

Refactored backend code to simplify structure, reduce bugs, and accelerate feature delivery.

Automated operations

Reduced manual effort by automating loan approvals, payments, and other key processes.

Improved platform reliability

Introduced automated testing and structured incident handling to minimize bugs and response times.

Facilitated scalable operations

Migrated to a scalable infrastructure and integrated internal tools for smoother collaboration.

Business impact

The platform transformation enabled faster product roll outs, improved reliability, and greater operational scale.

Increased operational efficiency

Reduced manual dependencies across loan processing, payments, and internal workflows, freeing up teams to focus on growth.

Faster time-to-market

Accelerated product delivery cycles from weeks to days, enabling quicker roll out of new features and enhancements.

Improved scalability and performance

Delivered a stable, reliable platform capable of supporting increased loan volumes and peak-hour traffic without disruptions.

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