Digital natives

Scandinavian Insurer Achieved 2x Claim Accuracy With IoT

Telematics based solution improved claim accuracy and slashed operational costs for a leading Scandinavian insurer.

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2x

Increase in accuracy of insurance and claim generation.

100%

Improvement in handling gigabytes of data per hour.

50%

Reduction in operational costs.

Client overview

A leading Scandinavian non-life insurer serves private and business customers in Denmark, Norway, and Sweden. It is the largest in Denmark and serves 5.3 million with coverages spanning home, car, travel, health, liability, and property.

With 7,000 employees and roots dating back nearly 300 years, the group holds top positions across Scandinavia. It combines prevention, rapid claims handling, and digital self-service to create peace of mind for households and businesses

Challenges

Managing live telematics data, extracting relevant insights, and tracking vehicle behavior in real time created deep technical and operational challenges.

Ingesting vehicle data at scale

Capturing constant streams from thousands of sensors created bottlenecks in performance, data consistency, and accuracy.

Limited visibility into driving behavior

Without processed context, raw sensor data made it difficult to extract patterns, identify risks, or improve claim precision.

Gaps in fleet monitoring and oversight

Fleet managers lacked a way to track location, detect unauthorized use, or respond quickly to zone breaches in real time.

Solution

We built a cloud-native telematics platform to track driving behavior, deliver predictive alerts, and enable data-backed insurance decisions.

Real-time vehicle behavior analysis

Processed live data from vehicles to surface potential driving risks and maintenance needs proactively.

Historical insight storage for claims

Enabled long-term analysis by storing telemetry history to support safety checks, investigations, and claims decisions.

Location-based tracking and alerts

Delivered GPS-powered fleet visibility and real-time alerts when vehicles left assigned geofenced zones.

Scalable & cloud-backed architecture

Designed the system to support large-scale data ingestion with consistent performance and minimal downtime.

Business impact

The solution gave insurers greater control, lowered costs, and transformed how claims were verified and resolved.

Higher accuracy in claims

Insurance teams saw a 2x improvement in claims accuracy using reliable, real-time driving data.

Efficient high-volume data processing

Achieved 100% improvement in managing gigabytes of telemetry data per hour with no latency or processing failures.

Reduced operational costs

Smarter fleet tracking and predictive insights led to a 50% reduction in day-to-day fleet management expenses.

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